How much of Uzbekistan’s banking system is state-owned?

Ownership tells you about the balance sheet and not about the service. Competition between Uzbek banks is fierce and the state banks frequently do a good job, including for foreign-owned companies; which bank moves fastest on a particular file is genuinely unpredictable. Treat the state shareholding as a fact about concentration — two thirds of the system sits in nine institutions — rather than as a prediction about your application. (Central Bank of Uzbekistan, 1 July 2026 ↗)