juris.hq
BankingUpdated 09.09.2026

Can an Uzbek bank ask for documents beyond the official list?

Short answer

No. The instruction forbids it — but its money-laundering questions are a separate thing.

ForbiddenBanks may not demand additional documents — beyond those the instruction provides for (Bank Accounts Instruction, Para. 6 — lex.uz ↗)
No sealAnd may not require business entities to stamp documents — or to certify them with a seal (Bank Accounts Instruction, Para. 5 — lex.uz ↗)
YoursYou answer for what you hand over — clients are responsible for the authenticity of the documents submitted (Bank Accounts Instruction, Para. 6 — lex.uz ↗)
SeparateAnti-money-laundering enquiry is not a document demand — the KYC and AML systems are a different obligation and they do generate questions (Bank Accounts Instruction, Paras. 7–8 — lex.uz ↗)
What the law provides

The prohibition is worth knowing and worth using politely. If a bank asks for the charter or the registration certificate to open an ordinary company account, the instruction does not require it and forbids the demand. In practice the request usually comes from habit rather than policy and goes away when the paragraph is named. (Bank Accounts Instruction, Para. 6 — lex.uz ↗)

What the prohibition does not cover is the compliance conversation. A bank asking who ultimately owns the company, what it will actually do, and where the money is coming from is not asking for a document in the instruction’s sense — it is discharging a separate duty, and it is entitled to. (Bank Accounts Instruction, Paras. 7–8 — lex.uz ↗)

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Part of the answer bank 195 questions, each cited to the article it rests on.