juris.hq
BankingUpdated 09.09.2026

Are Uzbek banks safe to hold company money in?

Short answer

Every liquidity ratio the Central Bank sets a minimum for is above it, and all of them rose over the year.

243%Liquidity coverage ratio against a published minimum of 100% — cash to survive 30 days of outflows (Central Bank of Uzbekistan, 1 July 2026 ↗)
138%Net stable funding ratio against a minimum of 100% (Central Bank of Uzbekistan, 1 July 2026 ↗)
158%Instant liquidity against a minimum of 25% (Central Bank of Uzbekistan, 1 July 2026 ↗)
18%Capital adequacy up from 17% a year earlier (Central Bank of Uzbekistan, 1 July 2026 ↗)
What the figures show

Those are system-wide figures and they are a statement about the system, not about any particular bank. We publish no rating, ranking or assessment of a named bank anywhere — what we can do is show you each bank's own published assets, capital and non-performing loan share side by side so you can compare them yourself. (Central Bank of Uzbekistan, 1 July 2026 ↗)

Two practical notes. The Central Bank publishes a minimum for the three liquidity ratios and does not publish one for capital adequacy in this release, which is why no floor is drawn under it. And ordinary treasury practice applies here as anywhere: keep the payroll account and the reserve at different institutions. (Central Bank of Uzbekistan, 1 July 2026 ↗)

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Part of the answer bank 195 questions, each cited to the article it rests on.