Apply to terminate the contract — at any time. The balance moves out before it closes.
The right to close is unconditional on your side: the instruction says the contract terminates on the client’s application at any time. What takes the time is the reconciliation — the bank has to satisfy itself that the closing balance is right, including interest accrued and paid on loans and services, before it will let the money go. (Bank Accounts Instruction, Paras. 41, 46 — lex.uz ↗)
Closing accounts as part of a liquidation follows a separate route, under the Cabinet resolution on voluntary liquidation rather than under this instruction alone. (Bank Accounts Instruction, Para. 43 — lex.uz ↗)
Answer a few questions and the full cost — one-off and monthly — is on the screen in minutes.
Part of the answer bank — 195 questions, each cited to the article it rests on.